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Whether you are about to buy a new home, you are a homeowner looking to refinance, or you are a renter thinking of buying, Mortgage Lenders by Cannon has gathered some of the best resources available to help you reach your goals.
New Homeowners
You've heard it before: location, location, location. It's the first step in your search. Which neighborhoods can you afford? Which have the best schools? Where can your home grow in value?
Begin with an affordability calculator. With just few pieces of information, such as your salary and monthly debts, you can figure out your price range quickly. Then cross-check that with a mortgage payment calculator to see what your monthly expenses would be.
Next it is time to decide which type of mortgage is right for you. The most common mortgages are at a fixed rate for 15 or 30 years, and you can compare payments with the 15-year vs. 30-year calculator. Or you can explore adjustable rate mortgages (ARM), which can begin at a lower fixed rate and then adjust up or down over time within set limits, with a fixed-rate vs. adjustable rate calculator.
Now browse and compare our listings at MortgageLenders.com, which include over 40 mortgage companies organized by state and mortgage type.
Refinancing
Refinancing is a great way to lower your monthly payments, shorten your mortgage terms, consolidate debt, or get cash from the home equity you've built.
To find out if refinancing is the right move, start by exploring refinance calculators and see quickly how much you could save. You can also convert your adjustable rate mortgage to a fixed rate mortgage when interest rates are low. If you plan on staying in your home for longer than the initial 3- or 5-year fixed period, converting to a fixed rate mortgage may lower your monthly payments significantly. Remember to have a clear objective in mind when refinancing to ensure that you meet your financial goals.
Ready to refinance? Compare lenders on the refinancing section of MortgageLenders.com.
Renters
Have you been thinking of leaving your rental and buying a home? Find out if it is the right move for you with the rent vs. buy calculator. If you find that you're ready to take that step, start at the top of this page with the resources for new homeowners.
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